{"product_id":"oh-shit-where-did-my-money-go-budget-tracker","title":"Oh Sh*t, Where Did My Money Go? | Budget Tracker Spreadsheet","description":"\u003cp\u003e\u003cstrong\u003eYou got paid. You paid some bills. You bought a few completely reasonable things. And somehow your bank balance has entered witness protection.\u003c\/strong\u003e\u003c\/p\u003e\u003cp\u003e\u003cem\u003eOh Sh*t, Where Did My Money Go?\u003c\/em\u003e is the all-in-one budgeting spreadsheet for people who want the truth about their money without turning personal finance into a second job.\u003c\/p\u003e\u003ch2\u003eWhat it does\u003c\/h2\u003e\u003cp\u003eSet your monthly budget, log income and spending, add upcoming bills, track debt and savings, build sinking funds and let the dashboard pull the whole financial crime scene together for you.\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eFinancial dashboard\u003c\/strong\u003e showing money in, money spent, money still committed and what is actually safe to spend\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eMonthly budget\u003c\/strong\u003e with planned vs actual spending and automatic status checks\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eIncome tracker\u003c\/strong\u003e for salary, side income and other money coming in\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eExpense tracker\u003c\/strong\u003e with categories, subcategories, payment method and money type\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eBills calendar\u003c\/strong\u003e with due dates, payment status and upcoming-bill flags\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eDebt payoff tracker\u003c\/strong\u003e for balances, interest rates and planned payments\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eSavings tracker\u003c\/strong\u003e with goals, target dates and progress percentages\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eSinking funds\u003c\/strong\u003e for Christmas, insurance, annual costs and the other expenses that pretend to be surprises every year\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eAnnual overview\u003c\/strong\u003e so you can see the bigger picture instead of judging your entire financial life on one expensive Tuesday\u003c\/li\u003e\n\u003c\/ul\u003e\u003ch2\u003eBuilt to do the boring bits\u003c\/h2\u003e\u003cp\u003eThe calculations, dashboard figures, progress percentages and status flags update automatically as you enter your numbers. Dropdowns keep the data tidy. Input cells are clearly marked, so you do not need to be a spreadsheet person to use it.\u003c\/p\u003e\u003ch2\u003eHow it works\u003c\/h2\u003e\u003col\u003e\n\u003cli\u003e\n\u003cstrong\u003ePlan:\u003c\/strong\u003e add your income, budget targets and bills.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eTrack:\u003c\/strong\u003e log spending as it happens.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eCheck:\u003c\/strong\u003e open the dashboard and see where you actually stand.\u003c\/li\u003e\n\u003c\/ol\u003e\u003ch2\u003eWhat you receive\u003c\/h2\u003e\u003cp\u003eOne reusable digital budgeting workbook with worked sample data and a built-in Start Here guide. Make a fresh copy whenever you want to start a new month or year.\u003c\/p\u003e\u003ch2\u003eCompatibility\u003c\/h2\u003e\u003cp\u003eBuilt as a spreadsheet workbook for Microsoft Excel and compatible with Google Sheets. Best used on a laptop or desktop. Includes display options for EUR, GBP, USD, CAD and AUD. The currency selector changes the displayed symbol; it does not perform currency conversion.\u003c\/p\u003e\u003ch2\u003eGood to know\u003c\/h2\u003e\u003cp\u003eThis is a digital product. No physical item will be shipped. For personal or household use only. Please do not redistribute, resell or share the template file outside your household.\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003eBudgeting, but with receipts.\u003c\/strong\u003e\u003c\/p\u003e","brand":"Oh For Budget's Sake","offers":[{"title":"Digital Download","offer_id":59387966357849,"sku":"OFBS-MONEY-001","price":14.95,"currency_code":"EUR","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/1079\/8979\/5161\/files\/ofbs-oh-shit-budget-tracker-hero-v2.jpg?v=1789296133","url":"https:\/\/ohforbudgetsake.com\/products\/oh-shit-where-did-my-money-go-budget-tracker","provider":"Oh for budget sake","version":"1.0","type":"link"}