{"product_id":"fund-it-before-it-f-cks-you-sinking-funds-savings-goals-planner","title":"Fund It Before It F*cks You | Sinking Funds \u0026 Savings Goals Planner","description":"\u003cp\u003e\u003cstrong\u003eFuture You has bills too. Rude, but statistically consistent.\u003c\/strong\u003e\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003eFund It Before It F*cks You\u003c\/strong\u003e is an interactive sinking funds and savings goals spreadsheet for planning future expenses before they turn into emergencies, debt, or one of those months where every annual bill develops impeccable timing.\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003eInside the planner:\u003c\/strong\u003e\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003eGoal Vault for up to 20 savings goals and sinking funds\u003c\/li\u003e\n\u003cli\u003eAutomatic monthly funding targets based on amount remaining and deadline\u003c\/li\u003e\n\u003cli\u003ePriority and deadline ranking\u003c\/li\u003e\n\u003cli\u003ePayday Allocator with suggested contributions per payday\u003c\/li\u003e\n\u003cli\u003e“I Can’t Fund Everything” waterfall that protects higher-priority, nearer-deadline goals first\u003c\/li\u003e\n\u003cli\u003eAnnual Calendar showing which months carry the biggest future costs\u003c\/li\u003e\n\u003cli\u003eScenario Lab for testing extra income, lump sums, delayed deadlines and different funding limits\u003c\/li\u003e\n\u003cli\u003eSavings Log for real contributions and withdrawals\u003c\/li\u003e\n\u003cli\u003eLive dashboard with total target, saved amount, still needed, monthly requirement, goal health and funding-gap warnings\u003c\/li\u003e\n\u003cli\u003eSupports € \/ $ \/ £\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003eUseful for car costs, insurance, Christmas, holidays, school expenses, birthdays, home repairs, annual subscriptions, emergency savings, moving, weddings and every other expense that humans insist on describing as “unexpected” despite it occurring annually.\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003eFormat:\u003c\/strong\u003e Digital spreadsheet (.xlsx). Works best in Microsoft Excel and compatible spreadsheet apps. Google Sheets users can upload the workbook, although some formatting may need a quick review after import.\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003eDigital product:\u003c\/strong\u003e No physical item will be shipped.\u003c\/p\u003e\u003cp\u003e\u003cem\u003eThis is a budgeting and planning tool, not financial advice.\u003c\/em\u003e\u003c\/p\u003e","brand":"Oh For Budget's Sake","offers":[{"title":"Digital Download","offer_id":59408447832409,"sku":"OFBS-FUND-001","price":14.95,"currency_code":"EUR","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/1079\/8979\/5161\/files\/fund-it-before-it-fcks-you-sinking-funds-dashboard.png?v=1789333967","url":"https:\/\/ohforbudgetsake.com\/products\/fund-it-before-it-f-cks-you-sinking-funds-savings-goals-planner","provider":"Oh for budget sake","version":"1.0","type":"link"}